RWA Services

 

Financial Planning

We will work with you to develop a comprehensive financial plan that will help you establish a budget, develop savings and distribution strategies, create a net worth statement, and develop the appropriate investment strategy to lay a stable foundation for all of your financial goals.

Investment Management

The best way for our clients to achieve their goals is to design, implement and monitor an investment plan based on their unique goals. We believe that your goals can only be funded by returns net of taxes and expenses, hence, we consider the management of these costs a priority.

Retirement Planning

We will help you walk through complex topics such as social security, Medicare, and estate planning. We will work with you in designing suitable accumulation and distribution strategies to make your dreams become a reality.

Business Planning

We examine and help business owners in Business Success Planning, Employee Benefits Plan Creation and Administration, and Employee Compensation Arrangements.

Estate Review

Let us review all aspects of your estate planning and legacy goals. Click here for services related to reviewing your estate.

Our Process

 

Get to Know You

In our initial meetings together, we spend time getting to know YOU — your priorities, your goals, your concerns, and your passions.

Create a Plan

Partnering with you, we develop a customized financial plan with clearly identified goals, timelines, and investment strategies.

Implement

Once we have agreed upon the best strategy for you, we execute and continuously monitor the financial plan and portfolio allocations.

Review

When Life happens and changes need to be made, we regularly meet with our clients to update their financial plan and portfolios.

Get to Know You

In our initial meetings together, we spend time getting to know YOU — your priorities, your goals, your concerns, and your passions.

Create a Plan

Partnering with you, we develop a customized financial plan with clearly identified goals, timelines, and investment strategies.

Implement

Once we have agreed upon the best strategy for you, we execute and continuously monitor the financial plan and portfolio allocations.

Review

When Life happens and changes need to be made, we regularly meet with our clients to update their financial plan and portfolios.

Fees

Fees are based on our evaluation of a client’s service and advice needs.  We want everyone to have access to a Financial Advisor who looks out for their best interests, therefore we do not have an account minimum. Our fees cover our comprehensive planning and portfolio management services and are based on a percentage of assets under management or an annual retainer. We are not an à la carte firm so your fees will give you access to all of our services and our entire team.

Our typical fee schedule is as follows.  We may not be the least expensive advisor in town but we promise to provide you with the most value!

Assets Under Management

Annual Fee

$0 - $1,000,000

1.00% (min. fee $5,000)

On the next $1,000,001 - $3,000,000

0.85%

On the next $3,000,001 - $5,000,000

0.75%

On the next $5,000,001 - $10,000,000

0.65%

For remaining balance over $10,000,001

0.55%

Monitored Assets (Accounts RWA advises and reports on but does not manage.)

0.40%

Custodial Accounts with a value over $25,000

0.40%

What Is an RIA?

  • Registered Investment Advisors (RIAs) are professional independent advisory firms that provide personalized financial advice to their clients.
  • Because these advisors are independent, they are not tied to any particular family of funds or investment products.
  • As fiduciaries, RIAs are held to the highest standard of care and are required to act in the best interests of their clients at all times.
  • They are registered with either the Securities and Exchange Commission or state securities regulators.

Benefits:

  • Customized guidance based on your entire financial picture.
  • A relationship that is responsive, attentive, and personal.
  • A fee structure that is simple and transparent. Fee-only, not fee-based.  We do not receive commissions or incentives.
  • A high level of expertise to support your complex financial needs.
  • Your money is held by an independent custodian, not the advisor firm.